Warning Signs of Roofing Scams: How Florida Homeowners Can Protect Themselves

Florida’s severe weather makes “roof repair near me” a common search for homeowners—but it also attracts scammers looking to take advantage of urgent repairs. Knowing the warning signs of roofing scams can help you protect your home, your finances, and your peace of mind.

Storm Chaser Scams

After hurricanes or heavy storms, scammers—often called “storm chasers”—descend on neighborhoods, offering free inspections and claiming your roof is damaged, whether it is or not. They may pressure you to sign a contract or hand over a deposit immediately, promising quick repairs or to handle your insurance claim. In many cases, the crew never returns, uses subpar materials, or disappears with your money.

Large Upfront Payments

Legitimate roofers may request a reasonable down payment, but scammers often demand a large deposit or full payment before work begins. Once paid, they may vanish or deliver poor-quality work.

Lack of License and Insurance

Florida law requires roofing contractors to be licensed and insured. Scammers may dodge requests for proof or claim it’s unnecessary. Always verify a roofer’s license and insurance before hiring.

No Written Contract or Vague Terms

A reputable contractor provides a detailed, written contract outlining the scope of work, materials, timeline, and payment terms. If a roofer refuses or offers only vague terms, consider it a red flag.

Unmarked Vehicles and No Physical Address

Trustworthy roofers have marked vehicles and a verifiable business address. Be cautious if someone arrives in an unmarked vehicle or won’t provide a physical address.

High-Pressure Sales Tactics

Scammers may claim their “special price” is only available today or pressure you to make an immediate decision. Reliable contractors give you time to review your options and never rush you into a contract.

Offers to Cover Your Insurance Deductible

It’s illegal in Florida for contractors to cover your insurance deductible. If a roofer offers this, it’s a clear sign of a scam.

• Verify Licensing and Insurance: Always check the contractor’s license with the Florida Department of Business & Professional Regulation and request proof of insurance.
• Get Multiple Quotes: Compare estimates from several reputable companies before making a decision. Search for “roof repair near me” and check reviews and references.
• Insist on a Written Contract: Ensure all terms, materials, timelines, and payment schedules are clearly outlined in writing.
• Avoid Large Upfront Payments: Never pay the full amount before work begins. A small, reasonable deposit is standard practice.
• Be Wary of Door-to-Door Offers: Especially after storms, unsolicited offers are a common scam tactic. Always verify credentials and get a second opinion.
• Check for a Physical Address: Confirm the business has a legitimate, local address and marked vehicles.
• Don’t Sign Away Your Rights: Avoid signing an Assignment of Benefits (AOB) without understanding the implications—it can give contractors control over your insurance claim.

At JSC Roofing, we pride ourselves on transparency, professionalism, and quality workmanship. Our team is fully licensed and insured, and we provide detailed written estimates for every roof repair project. We never pressure you into quick decisions or request unreasonable upfront payments.

If you suspect you’ve encountered a roofing scam or need a trustworthy partner for your next roof repair, contact JSC Roofing today. Protect your home and your investment—choose a roofer you can trust.